About Cedarstone Business Funding: Business Loans for White Plains, NY Consulting Firms

A White Plains, NY law firm can get a small business loan through a funding partner that Cedarstone Business Funding sends its request to. The firm calls (914) 554-1390 or fills in the request form, Cedarstone talks through the need and the funding type that matches it, and a partner that takes up the request reviews the firm and decides whether to make an offer.

Six funding types are arranged this way: working capital, term loans, business lines of credit, inventory financing, equipment financing and merchant cash advances. Which one suits a law firm depends on what the money pays for. A firm waiting on a large client payment could look at working capital to carry payroll in the meantime, a firm that wants a standing cushion for case costs could weigh a business line of credit, and new workstations or a document scanner are an equipment question.

Consulting firms go through the same steps. A management consultancy whose client pays well after the invoice needs something other than what a consultancy buying laptops for two new hires needs, and the first call sorts out which product belongs to each.

A two-lawyer practice or a three-person consultancy is a typical size for a business in the county: in the 2023 County Business Patterns, 20,060 of the 31,174 employer establishments in Westchester County, NY, or 64.3%, employed fewer than five people.

The application starts on this site, either with the request form or with a call to (914) 554-1390. The form is short and takes no uploads; what the money is for, and any quote behind it, comes up on the call instead.

A firm elsewhere in Westchester County, NY applies the same way. Besides White Plains, the area list on this site names Harrison, Port Chester, Tarrytown, Rye, Hartsdale, Elmsford, Valhalla, Armonk, Pleasantville and Mount Kisco.

The business itself is at 4 Quarropas St, White Plains, NY 10601. A firm that would rather sit down in person can call first to set a time.

For a full-service restaurant in Westchester County, NY, business funding runs in five steps, and the restaurant is bound by nothing until it signs a partner’s agreement:

1. The owner calls (914) 554-1390 or completes the request form.
2. On the call, Cedarstone asks what the money is for, such as a reach-in freezer, a dish machine or stock for a large catering order, and which of the six funding types fits it.
3. Cedarstone forwards the details, along with what the call covered, to funding partners.
4. A partner that takes it up asks for what its review needs: business bank statements, card-processing statements, tax returns, and a vendor quote when equipment is involved.
5. If the partner decides to make an offer, it puts the amount, the cost and the payment schedule in writing, and the owner compares it and chooses whether to sign.

A restaurant that takes card payments may also hear about a merchant cash advance, which a provider collects as a share of card sales and which is not a loan; the merchant cash advance page works through its cost. The how it works page goes deeper into what a partner’s review looks at.

A law firm’s small business loan comes from the funding partner that makes the offer. Cedarstone’s part comes before that, and the three roles stay separate:

• Cedarstone Business Funding answers the call, explains the six funding types and sends the request to funding partners.
• The funding partner reviews the firm, asks for documents, may check credit, and sets the amount, rate and term of any offer.
• The law firm weighs any offer and can say no at any point before it signs.

That split matters when offers are compared. Questions about one offer’s cost, schedule or conditions go to the partner that made it, and the contact page lists questions to raise before applying and once an offer arrives.